Discover How to Avoid the State Home Theft Scandal!
On the evening of Saturday 4th February 2006, my wife and I went
out with a couple of our friends to our local Pizza Express.
Anyway, over dinner they were telling us the shocking and
scandalous story about how an elderly couple was forced to sell
their homes when the husband developed an illness requiring long
term care.
Apparently, these two individuals have worked hard, paid their
taxes and with prudence have accumulated assets of more than
£12,250. Ok, let’s face it, that is not a fortune these days.
Sadly, enough for their access to care to be means tested.
It turned out that these two frail individuals were means tested
and were found to own assets at well over £12,250. Consequently,
the wife was evicted and their property was sold to pay for his
care.
I was disgusted. I could not understand how the establishment
can treat its senior citizens so callously in our so-called
civilised society. How can people who have led a productive and
prudent life be penalised for having built a modest buffer. More
importantly, was there anything that could be done to help
others avoid this awful trap?
I heard how a retired businessman stumbled across this same
problem and how he invested a lot of his time and money to do
something about it. I acquired details of his research and
findings which, incidentally, concluded that if you own your
property jointly with a spouse or partner, you are a sitting
duck for the eviction squad.
My wife and I, like most people who are married or live
together, own our house jointly because it is the right and
responsible thing to do. Big mistake! Unfortunately, in law,
when you own a house jointly with your spouse/partner, you own
it jointly and severally. Basically, you both own the whole of
the house - not half each, but both 100%. What this means is
that if the house is assessed to pay for residential care, the
portion of the house that the person needing the care owns is
what’s taken into account. And how much do you think that is?
Well, it is 100%, ALL OF IT!
So, if you or your partner needs long term care, you’ll be
forced to sell up if you don’t have the cash to pay - and the
remaining partner will be left effectively homeless.
Frightening, disgusting, but absolutely true.
There is a simple solution, but hardly anyone knows, or thinks
about it. By the way, although my wife and I are in our fifties,
we are utilising this simple solution to remove the risk for us.
You too can do the same, to find out how you can get this
solution for FREE you need to visit
http://hope4life.vipinfoweb.com
“In our way of life, in our government, with every decision
we make, we always keep in mind the Seventh Generation to
come. It’s our job to see that the people coming ahead, the
generations still unborn, have a world no worse than ours -
and hopefully better. When we walk upon Mother Earth we always
plant our feet carefully because we know the faces of our
future generations are looking up at us from beneath the
ground. We never forget them.” OREN LYONS
